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The Secrets of Successful Financial Planning: Inside Tips from an Expert Zondervan and to turn to againTake charge of your finances with little known advice from a financial expert. There are six interrelated segments to a complete financial plan: Cash & Budget Planning, Insurance & Risk Management, Tax Management, Retirement Planning, Investment Planning, and Estate Planning. What aspects of the financial plan require sophisticated planning by a professional, and what can savvy, well educated consumers handle themselves? The Secrets of Successful